This offer is provided by Naritas Finance Pty Ltd ABN 74 096 341 061 of Level 1, 357 Military Road, Mosman, NSW, 2088 (“Naritas”).
This offer commences 24 May 2016 and closes 30 December 2016 (“Offer Period”).
This offer is open to Australian residents only.
A payment under the Cashback Offer (“Cashback Payment”) will be paid for residentially secured home loans settled during the Offer Period subject to conditions 5 to 15 below.
A borrower must refinance or purchase using Naritas to arrange a Virgin Money (Australia) Pty Limited “Virgin Money” Home Loan to be eligible for the Cashback Offer. A borrower’s loan application in conjunction with this Cashback Offer will be subject to Virgin Money’s usual credit assessment and approval processes.
The Cashback Payment is $1,000 where as a result of a refinance or purchase under this Cashback Offer, the total loan refinanced, either jointly or individually using Naritas is $350,000 or more.
The initial loan application must be received during the Offer Period.
The approved loan must be funded by 30 December 2016.
A borrower is eligible for a Cashback Payment only once during the Offer Period. Once a loan application that is eligible for a Cashback Payment is received, no further loans which include that borrower, jointly or individually will be eligible for a Cashback Payment.
Fees and charges apply to loans taken out under this Cashback Offer. Refer to the relevant Virgin Money Fees and Charges brochure or the Mortgage Loan Schedule for details.
The Cashback Payment of will be deposited to the loan account for the financed loan after the settlement date. The Cashback Payment will not be made to the borrower in “cash” (i.e. notes and/or coin) or cheque.
A borrower cannot transfer or assign their right to the Cashback Payment to any other person.
Naritas accepts no responsibility for any tax implications that may arise from the Cashback Offer. The borrower should seek their own independent advice in this regard.
Offer not available in conjunction with any other Naritas promotional offer.
Participation in the Cashback Offer is deemed acceptance of these terms.