Virgin Money Reward Me Promotion 16 November 2017 – T&Cs

^Naritas Finance Gift Card Offer Terms & Conditions:

  1. This offer is provided by Naritas Finance Pty Ltd ABN 74 096 341 061 of Level 1, 357 Military Road, Mosman, NSW, 2088 (“Naritas”).
  2. This offer commences 16 November 2017 and closes 30 December 2017 (“Offer Period”).
  3. This offer is open to Australian residents only.
  4. A Virgin Australia gift card will be issued under the gift card offer (“Gift Card Offer”) will be given for residentially secured owner occupied home loans settled during the Offer Period subject to conditions 5 to 15 below.
  5. A borrower must refinance or purchase using Naritas to arrange a Virgin Money (Virgin) Home Loan and must not be an existing Virgin Home Loan customer. A borrower’s loan application in conjunction with this Gift Card Offer will be subject to usual Virgin credit assessment and approval processes.
  6. The Gift Card Offer is $1,500 where the total loan financed, either jointly or individually with Virgin is $750,000 or more. Alternatively, for loans $400,000 to $750,000 in size, either jointly or individually, the Gift Card offer is $1.000.
  7. The initial loan application must be received during the Offer Period.
  8. The approved loan must be funded by 28 February 2018.
  9. A borrower is eligible for a Gift Card Offer only once during the Offer Period. Once a loan application that is eligible for a Gift Card Offer is received, no further loans which include that borrower, jointly or individually will be eligible for a Gift Card Offer.
  10. Fees and charges apply to loans taken out under this Gift Card Offer. Refer to the Virgin Mortgage Loans Fees and Charges brochure. 
  11. The Gift Card Offer will be issued to the nominated email address of the primary borrower after the settlement date. The Gift Card Offer will not be made to the borrower in “cash” (i.e. notes and/or coin) or cheque.
  12. A borrower cannot transfer or assign their right to the Gift Card Offer to any other person.
  13. Naritas accepts no responsibility for any tax implications that may arise from the Gift Card Offer. The borrower should seek their own independent advice in this regard.
  14. This offer is not available in conjunction with any other promotional offer Naritas has.
  15. Participation in the Gift Card Offer is deemed acceptance of these terms.