Finance News

Finding and purchasing a property is a complicated and emotional decision.  Many buyers find their dream home, but realise they must commit immediately, or lose the opportunity.  However, many don't understand, or are daunted by, the home loan process. If you are seeking to purchase a...

Difficulty saving for a deposit is the main deterrent for people investing in properties. Don’t worry, there are still ways of speeding up the process of getting your property portfolio up and running, even if you are unable to generate a deposit through cash savings....

There are various factors that can affect property values that all property investors should be aware of. An understanding of these factors can help you make informed negotiations on deals, and make your investment strategy a success. What do the property investment experts think? Economics and employment Infrastructure...

Step 1: Determine your maximum borrowing amount  Borrowing power is the maximum amount a lender will let you borrow to finance your property purchase.  Your borrowing power is determined by considering your income and financial commitments, as well as your current savings position and your credit...

Sending money overseas can be expensive if you are using the major banks. Thankfully, Naritas Finance have partnered with a great service called OzForex. There are no fees for Naritas clients and list subscribers and OzForex exchange rates are much better than banks...

Each season there is a at least one ‘reality’ home improvement or renovation program on the TV programming.  As exciting as these shows make renovation look, real world renovating can be tough – not just physically, but financially as well. Before you get carried away by...

Step 1: Determine your maximum borrowing amount Borrowing power is the maximum amount a lender will let you borrow to finance your property purchase.  Your borrowing power is determined by considering your income and financial commitments, as well as your current savings position and your credit...

While your lender will give you a amount as the maximum you can borrow, it is essential that you determine your own borrowing capacity when searching for your new home.  The choices you make when taking out a mortgage have long lasting implications - so you...