Finance News

Most businesses strive to be the best in their fields.  But what happens when one of your competitors is quickly gaining on you? Or even worse, breaking ahead?  To run a profitable business you do not necessarily need to be the best– but you do need to...

If you use residential property as security, you can access more favourable interest rates for business loans. While most financial institutions will refer you to business banking and charge you a higher rate, some lenders can consider giving you the discounts normally reserved for home loans. Borrowing...

You’ve heard it before, but when it comes to investing your money wisely, it really pays off to have a plan. This means choosing smart investments that are right for you, and developing strategies to ensure your money goes a long way. If you have...

Finding and purchasing a property is a complicated and emotional decision.  Many buyers find their dream home, but realise they must commit immediately, or lose the opportunity.  However, many don't understand, or are daunted by, the home loan process. If you are seeking to purchase a...

Difficulty saving for a deposit is the main deterrent for people investing in properties. Don’t worry, there are still ways of speeding up the process of getting your property portfolio up and running, even if you are unable to generate a deposit through cash savings....

There are various factors that can affect property values that all property investors should be aware of. An understanding of these factors can help you make informed negotiations on deals, and make your investment strategy a success. What do the property investment experts think? Economics and employment Infrastructure...

Step 1: Determine your maximum borrowing amount  Borrowing power is the maximum amount a lender will let you borrow to finance your property purchase.  Your borrowing power is determined by considering your income and financial commitments, as well as your current savings position and your credit...

Sending money overseas can be expensive if you are using the major banks. Thankfully, Naritas Finance have partnered with a great service called OzForex. There are no fees for Naritas clients and list subscribers and OzForex exchange rates are much better than banks...

Each season there is a at least one ‘reality’ home improvement or renovation program on the TV programming.  As exciting as these shows make renovation look, real world renovating can be tough – not just physically, but financially as well. Before you get carried away by...