Finance News

Do you have more than $1mil net wealth and/or several properties? Investors may become frustrated with their dealings with bank managers or brokers who do not understand their strategy or appreciate their custom.   At Naritas we have a specialised team of credit advisers...

Many risks come with having a large investment portfolio. Investors at this stage may become overconfident and infallible. You may actually be at your most vulnerable. A higher risk As your portfolio increases, the harder it becomes for you to borrow more. Banks have specific lending guidelines to make it...

It is a fairly ordinary practice for individuals to utilise numerous credit cards and loans in an attempt to stay on top of their expenses. Such a practice often creates a financial burden well beyond their initial expectations mainly due to the short period of amortisation that credit...

You may wish to refinance for one of the following reasons: Home improvement purposes - remodelling, refurbishment, renovations, installing a pool or deck, or adding outbuildings. Debt consolidation – which will assist you in paying off credit cards, store cards and other such loans. Saving money - refinancing to a mortgage with a...

​Are you have difficulty making repayments?  It may be possible for you to have your debt reduced, through terms you propose. This maximises the chance of the terms suiting your needs. What is a Part IX debt agreement? A Part IX debt agreement is provided for...

You might not have access to the cash deposit required to secure a property, or prefer an alternative to using your own cash that is cost-effective. For instance, this might be when: Proceeds from the sale of your current home are not yet available for a deposit. As...

When you have found a suitable property and need to secure the purchase with a deposit, a deposit guarantee can help. As long as you have the funds available at settlement, with a deposit guarantee  you are in the position to secure your ideal property and...

Yes. Prior to attending an auction a short term deposit bond can be issued. The amount of the bond is fixed, but the property details are not, so you can attend a number of auctions. When you are the successful bidder, you simply complete the vendor and...

Purchasing a new car is exciting, regardless of whether it’s straight from a showroom, or a used car. If you’re looking for a used car to fit your budget, there are some extra things to consider, but it’s possible to get great value and stay...

When it comes to car financing, it’s next to impossible to find a truly 0% car finance. Though these offers may sound great, it is vital you read the terms and conditions carefully, as it’s probable you will be paying additional fees and charges somewhere...