Finance News

Unfortunately not all renovations add value and if you don’t want to be pouring good money down the drain it’s wise to be conscious and informed about where you spend your money.    Beautiful Bathrooms The bathroom is no longer just a place to get clean, we look...

Building a home is a complex process that involves multiple parties including builders, contractors, lenders, solicitors, accountants, quantity surveyors and the council. With so many people involved in the process, there is always the possibility that some experts will not understand each others field and things...

So you have thoroughly filed all your important documents. How can you guard them from being damaged or destroyed if an accidents occurs? Secure Sentinel by Veda Advantage is designed to cover the needs addressed in this article. ​ Follow these tips to help you disaster proof your crucial documents and...

A Chattel Mortgage is a commercial finance product in which the customer takes ownership of a vehicle (chattel) at the time of purchase. How does a Chattel Mortgage work? The financier will advance funds to the customer for a vehicle purchase, at which point the borrower takes...

Discussing death is difficult but worthwhile Life cover, life insurance or death cover, results in a specified quantity of money from the deceased person. The money will flow to the nominees on your policy. When choosing life cover options, consider: Presence of debts Future childcare and education expenses Income required by...

In a business, cash flow is everything. There is no doubt that investment in technology and resources can bring about marked efficiencies and financial savings. If you look at your current running and maintenance costs and output and productivity data, and then compare this information to...

In many legal practices and accounting firms, all the partners are part-owners of the business. Because most banks do not have formal policies for partners, they will assess you as self-employed. Our panel has lenders who can look at your personal situation, rather than that of the...

Do you have more than $1mil net wealth and/or several properties? Investors may become frustrated with their dealings with bank managers or brokers who do not understand their strategy or appreciate their custom.   At Naritas we have a specialised team of credit advisers...

Many risks come with having a large investment portfolio. Investors at this stage may become overconfident and infallible. You may actually be at your most vulnerable. A higher risk As your portfolio increases, the harder it becomes for you to borrow more. Banks have specific lending guidelines to make it...

It is a fairly ordinary practice for individuals to utilise numerous credit cards and loans in an attempt to stay on top of their expenses. Such a practice often creates a financial burden well beyond their initial expectations mainly due to the short period of amortisation that credit...