Guides

Given the recent news of an apartment glut happening within days of reports of some blocks being over 70% sold in a matter of hours, the team at Naritas thought it wise to do a report that could help buyers minimise having a bad experience buying...

Finding your ideal property investment requires lots of research but once you’ve found it, it’s important to note that the hard work is not finished. The guide below will take you through some of the legal processes involved in buying a property Australian property using foreign currency as...

In this past month a number of major lenders including ANZ, CBA, NAB & the Westpac Group (including St George, Bank of Melbourne & Bank SA) have limited and/or dropped mortgage lending to foreign sourced income borrowers. In addition to this, Westpac and ANZ have discovered they have each...

Competition for property can be fierce. Knowing your capabilities & positioning yourself to strike when the right property becomes available will put you ahead of the pack.   What is conditional-approval? Sometimes referred to as an approval-in-principle (AIP), conditional-approval is a general...

A lot of people are confusing recent media regarding APRA & investment lending rules with the NCCP Act. This is a handy guide regarding loans for personal, investment and business purposes & how the credit legislation affects their respective loan approval criteria and compliance requirements. NB: This is...

From today’s vantage point, the 2014/2015 financial year was certainly an interesting one. We saw interest rates cut further to bring them to the lowest levels in a generation, helping to fuel higher capital city house prices. We also saw the ongoing effects of the...

  1. You can’t do everything. Use the resources available to you. Beginning investors often make the mistake of thinking they can take on everything. Minimal research and number crunching does not a professional make. Instead, acknowledge what areas are not your fortes and seek expert advice....