Guides

'Budgeting' is necessary to take control of your finances. It can help you create more money and space in your finances! Creating and sticking to a budget is not difficult: Just calculate all of your weekly, fortnightly and monthly outgoings, set them against your income, and rank...

It is a fairly ordinary practice for individuals to utilise numerous credit cards and loans in an attempt to stay on top of their expenses. Such a practice often creates a financial burden well beyond their initial expectations mainly due to the short period of amortisation that credit...

You may wish to refinance for one of the following reasons: Home improvement purposes - remodelling, refurbishment, renovations, installing a pool or deck, or adding outbuildings. Debt consolidation – which will assist you in paying off credit cards, store cards and other such loans. Saving money - refinancing to a mortgage with a...

​Are you have difficulty making repayments?  It may be possible for you to have your debt reduced, through terms you propose. This maximises the chance of the terms suiting your needs. What is a Part IX debt agreement? A Part IX debt agreement is provided for...

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