New mortgage lending niches available on standard products
Are you considering expensive specialist lending products?
Wait! Check out some of the niches we are financing below under standard policy and at low prices:
- On probation? Probation Employment acceptable with 2 years prior history in same field evidenced.
- One borrower with large personal debt? We offer Common Debt Reducer for Joint Debts.
- Bridging Loans – Servicing only demonstrated on end debt.
- Minimal requirements for genuine savings to 95% LVR plus capped LMI.
- Cash out to 80% LVR – with stated purpose.
- Refinance of business debt to 80% LVR at residential rates.
- Extended settlements to 17 months for Off The Plan purchases.
- Company/Trust loans to 90% LVR for owner occupied and residential investment purposes.
- Multiple offset accounts available.
- Capitalisation of LMI for loans up to $1.5m.
- Medico Sector policy to 90% LVR with no LMI.
- Minimum Unit size 25 square metres.
- Owner Builders up to 75% LVR (Licensed Builder) 60% LVR otherwise.
- Four Securities on one title if LMI not applicable.
- Two Securities on one title if LMI is applicable.
- Display Homes up to 80% LVR.
- Company Title up to 85% LVR.
- Second Mortgage up to 80% LVR
- Converted warehouse up to 70% LVR
- Leasehold in NSW/VIC Snowfields up to 60% LVR
- Mixed Residential/Commercial (e.g. Shopfront plus dwelling) up to 60% LVR
- Self Managed Super Fund Lending, $2 million maximum loan amount, LVR up to 80%, offset and refinance now available.
- Non-Resident & Migrant Lending okay.
- 90% LVR for Australian expats
- 80% LVR Non-Residents
- 97% LVR for Migrants on approved Permanent Resident Visa
- 90% LVR for Migrants on approved Temporary Resident Visa
- Fast Refi – enables a refinance to take place with no attended settlement 2-3 days after documents are certified at no extra cost.
- Guarantor loans – no servicing required by the guarantors. Available for owner occupied and investment purchases when it’s the owners only property.
- Redraw available on fixed rate loans.
How do I get assistance with finance approval for a loan with niche credit policy?
The team at Naritas are experts in delivering timely guidance & finance approvals. We have over 100 lenders on our panel & a high quality team of dedicated advisers to steer you efficiently through the approval process.