Breaking news: Virgin Money offering TRIPLE Velocity points on loan settlement (limited time only).

With rates starting at 3.79%p.a. (CR 3.92%p.a.) Virgin Money has aggressively reviewed its incentives on the Reward Me Home Loan for premium borrowers.


Get a great rate on your home loans AND 381,640 Velocity Points* over the next 3 years!


Customers earn 30,000 Velocity Points for every $100,000 borrowed at settlement#. They will also receive 1,000 points per month for each loan split and 30,000 bonus points every three years. Points will also be awarded on specific anniversaries, together with exclusive benefits on related Virgin Money products. Customers will also receive offers from other Virgin businesses like Virgin Australia, Virgin Mobile, Virgin Active, and Virgin Wines.

Jump to section:

Why we think you’ll like these products

Rates from

Virgin family perks include

How do I get started with a Virgin Money approval from Naritas?

Why we think you’ll like these products

Owned and backed by Bank of Queensland (BOQ), Virgin Money Australia is a financial services company that offers credit cards, home loans, insurance and superannuation products. Virgin Money Australia is a reputable Australian financial services company with a focus on customer service. Initially launching Virgin Money credit cards in 2003, the company added superannuation and home loans to its product suite in 2008.

In the words of the Virgin Money team: “Whether you’re buying your first or your fifth home, it’s one of the largest financial decisions you’ll ever make. That’s why we give you more than just a competitive home loan. At Virgin Money, we want your home loan to be rewarding too, because we’re all for giving you something back. So, you get what you expect, and that Virgin bit more that really counts”.

For a limited time only eligible borrowers+ will enjoy $1000 cashback exclusively at Naritas for Virgin Reward Me home loans.

Rates from

 Fixed Rate Product P&I Loan amount Rate CR
 Owner Occupied 3yr Fixed P&I  $300,000+ 3.79%p.a. 4.00%p.a.
Investor 3yr Fixed P&I  $300,000+  3.99%p.a.  4.27%p.a.

 Variable Rate Product P&I Loan amount Rate CR
Owner Occupied Variable P&I $500K-750K 3.84%p.a.  3.97%p.a.
Owner Occupied Variable P&I $750K-1.25mil 3.79%p.a.  3.92%p.a.
 Investor Variable P&I $500K-$750k 4.14%p.a.  4.27%p.a.
Investor Variable P&I $750K-$1.25mil 4.09%p.a.  4.22%p.a.

Virgin family perks include

  • Get a 50% discount on the Virgin Australia Velocity High Flyer card value $144++. Virgin High Flyer card customers can enjoy a $129 Virgin Australia Gift Voucher each year^
  • Two complimentary Virgin Australia domestic Single Entry Lounge passes^^

How do I get started with a Virgin Money approval from Naritas?

The team at Naritas are experts in delivering timely guidance & finance approvals.  We have over 100 lenders on our panel & a high quality team of dedicated advisers to steer you efficiently through the approval process.

To make an enquiry online with our team, click here. Alternatively please feel free to phone us on 1300 558 887 during business hours.


Things you should know:

* Velocity Rewards Points calculation based on a $750,000 split loan, with bundled Virgin Australia Velocity High Flyer Card with a monthly spend of $2,000 and the borrower taking Virgin Home & Contents Insurance. Different scenarios will yield different points totals. To calculate your own scenario use the calculator located here

+ Minimum loan size $400,000. Terms & conditions apply

++ Annual fee discounts apply for the life of the home loan. If you are no longer a home loan customer the annual fee is $289.

The Virgin Australia Gift Voucher benefit is available to Primary Cardholders only and provides one Virgin Australia Gift Voucher to the value of $129 (AUD) each year. You will become eligible for your $129 Virgin Australia Gift Voucher 30 days after card approval in your first year and 30 days after your card anniversary thereafter provided you have made a retail purchase as the Primary Cardholder on your card within 2 months prior to requesting your voucher, your account is active and in good order and you are a Velocity Frequent Flyer Member. See Terms & conditions for full details.

^^ Relax and enjoy some time out before your flight with two complimentary Virgin Australia domestic Single Entry Lounge passes. These passes will appear in your Velocity account as an anniversary present from Virgin Australia each year and are valid for 12 months. The complimentary Lounge pass benefit is available to Primary Virgin Australia Velocity High Flyer Cardholders only and provides two Single-Entry Virgin Australia domestic Lounge passes each year. You will become eligible for your two Single-Entry Virgin Australia domestic Lounge passes upon card activation in your first year and then each anniversary thereafter. See Terms & Conditions for full details.

# Apply by 31 October 2017 & settle by January 2018