Equipment & Vehicle Finance Prequalifier

What Is Equipment Financing?

Equipment financing is a great way to purchase a specific piece of equipment, including vehicles, machinery, technology and business-critical tools. Equipment finance is also known as asset finance.

The different types of equipment finance change how you purchase equipment for your business. Under some of these arrangements, the lender becomes the owner of the equipment, and you are just ‘hiring’ or ‘leasing’ it from them for business purposes (even though you will select, purchase, pick-up, house and run the equipment!). In other cases, you are the owner of the equipment, but the bank uses the asset as security for the loan.

Deciding between these options requires a careful consideration of cash available to contribute to the equipment as well as important financial consequences like having access to the depreciation expense on the asset, and recouping GST (if applicable).


Our application process

Fast to apply

It should take less than 10 minutes to complete.

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Receive an instant response with a ticket number to allow for easy tracking of your request.

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Expect a call back from one of our friendly staff within an hour if sent 9:30am-5:30pm AEST Monday to Friday.

Out of hours guarantee

If sent outside of those hours expect response the next business day.

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