Aviation Finance

Naritas can facilitate aircraft mortgages, aviation finance leases and aircraft hire purchase facilities

  • We structure financing alternatives to suit the needs of our customers.
  • This includes structuring loans in currencies other than $AUD when required.
  • We finance a wide selection of aircraft ranging from small single engine aircraft through to jets and helicopters.
  • Our customers are typically single aircraft owner/operators.

Rental plan / operating Lease

Why pay up front for all the vital equipment you need to run your aircraft when you can rent it for an affordable monthly sum and potentially claim a tax rebate at the same time?

Why it pays to consider a rental plan or operating lease?

  1. End of Term (EOT) options are flexible, which lets you upgrade or replace with new equipment; extend the rental period with reduced rental payments, or simply return the equipment – no further payments required.
  2. Renting means you can afford better equipment for less capital.
  3. You can bundle your costs into the same leasing agreement.
  4. Our Technology Exchange Program enables you to replace or add to existing equipment at predetermined times – so you can keep up with the best technology without adding to your monthly payments
  5. The monthly payments are treated as operating costs and may offer tax advantages. Speak to your accountant for further information.
  6. Your rental agreement will not usually appear on your balance sheet as a liability
  7. Sale and Rent Back of Existing Equipment lets you determine your own time-frame in switching from ownership to rental.

Hire purchase

With a Hire Purchase agreement you gain equity in your aircraft with each payment over the term of the agreement. You can also choose to include balloon payments up to any amount at any time during the rental period, so if you choose to own the aircraft sooner, you can.

Why it makes sense to use a hire purchase facility:

  1. Hire Purchase lets you keep cash flow healthy, while you make affordable payments from the additional revenue generated by the use of the aircraft.
  2. Fixed monthly payments let you budget accurately, and repayments can be structured to be payable in advance or arrears.
  3. You have ownership of the asset at the end of the term.
  4. This product may have tax advantages. Speak to your accountant for further information.

Finance lease

With a finance lease, we buy the aircraft you want, and then rent it back to you for the term of the lease contract. There is a predetermined residual value at the end of the lease term.

Why it pays to use a finance lease:

  1. Less capital outlay upfront.
  2. Off balance sheet funding.
  3. Better aircraft and equipment become more affordable.

Why use Naritas Finance?

Fast and Secure

Market leading processes & technology powering the fastest approval times. Applications take less than 30 minutes.

24/7 Customer Support

Extended support hours & our leading edge customer service system providing access to advice & support when and where you need it.

Great Rates

Access to most of the best loans, with the cheapest rates from a huge variety of Australian lenders.

ASIC Regulated

All our credit advisors undergo strict background checks, maintain relevant qualifications and undergo regular bankruptcy and competency tests.

No Hidden Fees

All Naritas products and services are as advertised and have no hidden fees or charges.

Successful track record

A track record of successful outcomes for our clients that sees them return to us as opposed to going to the lender directly.

Apply now for an obligation free quote or approval.
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