30 January 2017
Category: Latest news

Take out a loan with NAB via Naritas & get $2895 of goodies!*

Naritas & NAB are starting 2017 with a bang. NAB have extended the $1500 Home Loan cash back offer** for customers who take out an eligible NAB Home Loan and Banking Bundle by 28 February and draw down by 31 May 2017.

For a limited time only this offer can be combined with:

This makes a total benefit of $2,895 for eligible borrowers!

NAB was awarded Money Magazine’s Bank of year 2016


Product Repayment type $250K-$500K Rate CR $500K – 749K Rate CR $750K -$2MIL Rate CR
NAB Choice Package Variable O/O P&I 3.99%p.a. 4.39%p.a. 3.94%p.a. n/a 3.83%p.a. n/a
NAB Choice Package Variable O/O I/O 4.09%p.a. 4.68%p.a. 4.04%p.a. n/a 3.93%p.a. n/a
NAB Choice Package Variable INV P&I 4.39%p.a. 4.69%p.a. 4.19%p.a. n/a 4.08%p.a. n/a
NAB Choice Package Variable INV I/O 4.39%p.a. 4.97%p.a. 4.29%p.a. n/a 4.18%p.a. n/a

NB: Pricing listed above is for sub 80% LVR.

Eligibility criteria:

  • For the $1500 NAB rebate** and first year Choice Package fee waiver (saving $395)^ NAB must secure new home lending $250,000 or more with an application made by 31 March 2017 that is draw down by 30 June 2017.
  • At home loan drawdown, the primary (first named) home loan applicant must hold a personal NAB Transaction Account and continue holding it for the next 30 days. The nominated NAB Transaction Account must be open at the time the $1,500 cash back is to be credited to the account.
  • For the $1000 Woolworths Wish eGift Card courtesy of Naritas, the borrowers must secure new home lending for an NAB Choice Package of $400,000 or more via Naritas with an application made by 31 March 2017 that is draw down by 30 June 2017.
  • At home loan drawdown, one home loan applicant must be a primary cardholder of any NAB Credit Card.
  • Offer excludes NAB HomePlus, NAB Peak Performance, lines of credit and Portfolio facilities.
  • Offer excludes new home lending or refinances from uBank and Advantedge.
NAB’s Choice Package Variable Home Loan comes with a range of great features:
100% Offset Facility NAB Pay for Android
Money Magazine’s Bank of the year 2016 $0 application fee
NAB Rewards Platinum Credit Card Access your money from over 3000 branches & ATMs

How do I get this great offer from Naritas?

  • To make an enquiry online, click here.
  • Alternatively please feel free to phone us on 1300 558 887 during business hours.


*Naritas Finance Gift Card Offer Terms & Conditions:

  1. This offer is provided by Naritas Finance Pty Ltd ABN 74 096 341 061 of Level 1, 357 Military Road, Mosman, NSW, 2088 (“Naritas”).
  2. This offer commences 30 January 2017 and closes 30 June 2017 (“Offer Period”).
  3. This offer is open to Australian residents only.
  4. A Woolworths Wish gift card will be issued under the gift card offer (“Gift Card Offer”) will be given for residentially secured owner occupied home loans settled during the Offer Period subject to conditions 5 to 15 below.
  5. A borrower must refinance or purchase using Naritas to arrange a NAB Choice Package Home Loan and must not be an existing NAB Group Home Loan customer. A borrower’s loan application in conjunction with this Gift Card Offer will be subject to NAB’s usual credit assessment and approval processes.
  6. The Gift Card Offer is $1,000 where the total loan financed, either jointly or individually with NAB is $400,000 or more.
  7. The initial loan application must be received during the Offer Period.
  8. The approved loan must be funded by 30 June 2017.
  9. A borrower is eligible for a Gift Card Offer only once during the Offer Period. Once a loan application that is eligible for a Gift Card Offer is received, no further loans which include that borrower, jointly or individually will be eligible for a Gift Card Offer.
  10. Fees and charges apply to loans taken out under this Gift Card Offer. Refer to the NAB Mortgage Loans Fees and Charges brochure
  11. The Gift Card Offer will be issued to the nominated email address of the primary borrower after the settlement date. The Gift Card Offer will not be made to the borrower in “cash” (i.e. notes and/or coin) or cheque.
  12. A borrower cannot transfer or assign their right to the Gift Card Offer to any other person.
  13. Naritas accepts no responsibility for any tax implications that may arise from the Gift Card Offer. The borrower should seek their own independent advice in this regard.
  14. This offer is not available in conjunction with any other promotional offer Naritas has available including our ‘refer-a-contact’ promotion.
  15. Participation in the Gift Card Offer is deemed acceptance of these terms.

NAB Important Information:


**An ‘eligible NAB Home Loan and Banking Bundle’ involves taking out a NAB Home Loan of $250,000 or more, a NAB Credit Card and a NAB Transaction Account.

This offer is limited to a single $1,500 cash back per customer and per home loan application. This means, if there is more than one applicant and one applicant receives the $1,500 cash back, all applicants are deemed to have received the cash back. This offer is not available on NAB HomePlus and NAB Peak Performance, lines of credit and Portfolio facilities. This offer is not available for new home lending with or refinances from uBank or Advantedge. Not available for refinances from NAB.

The $1,500 cash back will be credited to the nominated NAB Transaction Account of the primary (first named) home loan applicant within [30] days of drawdown of your home loan.

Terms, conditions, fees, charges and eligibility criteria apply for all NAB products (available on request).

  1. Excludes businesses, trusts and other non-natural persons. Where the new lending is for construction purposes, you must drawdown $250,000 or more by 30 June 2017. The establishment of a limit of $250,000 or more does not satisfy this condition. A change to an existing NAB Home Loan which results in a new account number does not on its own qualify as new home lending.
  2. If there are joint home loan applicants the $1,500 cash back will be issued to the nominated NAB Transaction Account of the primary (first named) home loan applicant.

Correct as at 1 January 2017.

^Eligibility rules

  • The waiver period only applies for the first 12 months from the date of loan drawdown. The annual ongoing NAB Choice Package fee of $395 (which is payable in advance) will recommence 12 months from the loan drawdown date.
  • Applies only to new NAB Choice Package home loan applications received from Monday 23 January 2017. Applications received before 23 January will not be eligible for this offer.

Offer is subject to customers’ eligibility. NAB Home Loan and NAB Choice Package Terms and Conditions apply.

Offer is valid for a limited time from Monday 23 January 2017. Offer is subject to change without notice and may be withdrawn at any time. The first annual package fee (normally $395) is waived for new NAB Choice Package customers originated by brokers only.