6 months worth of statements for all bank accounts, mortgages, credit cards, personal loans, car loans (this is easiest to upload using our automated tool located here)
Most recent 2 years tax returns and ATO tax assessment notices if self-employed (personal and company).
2 most recent pay slips (if PAYG) plus recent group certificate.
Recent rental statements for any investment properties you may own.
ID – Drivers License & Passport for all applicants.
Handy checklist – business loans
Asset & liability statement (for both corporate entities & company directors in an individual capacity).
Copies of 100 points ID – proof of identity required to achieve ‘AUSTRAC 100 Points’ for all directors and shareholders of 25%+ shareholding.
Company details, including directors & shareholders.
Corporate structure or family tree.
Company profile & CV of all directors and key persons.
Valuations on all property offered as collateral.
Copy of statements related to current debt(s).
Copy of Paid Rates Notices for properties offered as collateral.
Operational or future strategic details to do with of any Collateral Security that is being offered.
Lease (front page) or rental details.
Trust Deeds (if applicable)
Complete ASIC extracts and credit reports for all corporate entities, company directors and major shareholders.
Copies of full financial statements for the past three years and any interim figures certified and signed as correct by the owners/directors (include director’s reports, balance sheet, profit and loss statement and depreciation schedule)
Cash flow budget including business plan for at least the next 12 months.
Copies of taxation returns for the past three years
Copies of last 12 months’ bank statements for all transaction accounts and loan accounts.
Copies of valuation reports for any property offered as security.
Plant and equipment register.
Stock break-up – raw materials, work in progress, finished goods (where applicable).
List of debtors by age (e.g. current/30/60/90 days) and amount owing.
List of creditors by age (e.g. current/30/60/90 days) and amount owing.
List of associated entities, including family tree of companies in group (if applicable).
For Business – Business Name Registration.
For Company – Certificate of Incorporation.
For Trusts – Copy of Trust Deed and all amending deeds (certified and signed by the Trustee as a true copy).
Details of Superannuation policies.
Rates notice of property that you own and details of home insurance.
Registration papers of vehicles that you own.
Constitution (certified and signed as correct and up to date by the directors).