Secure upload facility

Handy checklist – consumer loans

  • 6 months worth of statements for all bank accounts, mortgages, credit cards, personal loans, car loans (this is easiest to upload using our automated tool located here)
  • Most recent 2 years tax returns and ATO tax assessment notices if self-employed (personal and company).
  • 2 most recent pay slips (if PAYG) plus recent group certificate.
  • Recent rental statements for any investment properties you may own.
  • ID – Drivers License & Passport for all applicants.

Handy checklist – business loans

  • Asset & liability statement (for both corporate entities & company directors in an individual capacity).
  • Copies of 100 points ID – proof of identity required to achieve ‘AUSTRAC 100 Points’ for all directors and shareholders of 25%+ shareholding.
  • Company details, including directors & shareholders.
  • Corporate structure or family tree.
  • Company profile & CV of all directors and key persons.
  • Valuations on all property offered as collateral.
  • Copy of statements related to current debt(s).
  • Copy of Paid Rates Notices for properties offered as collateral.
  • Operational or future strategic details to do with of any Collateral Security that is being offered.
  • Lease (front page) or rental details.
  • Trust Deeds (if applicable)
  • Complete ASIC extracts and credit reports for all corporate entities, company directors and major shareholders.
  • Copies of full financial statements for the past three years and any interim figures certified and signed as correct by the owners/directors (include director’s reports, balance sheet, profit and loss statement and depreciation schedule)
  • Cash flow budget including business plan for at least the next 12 months.
  • Copies of taxation returns for the past three years
  • Copies of last 12 months’ bank statements for all transaction accounts and loan accounts.
  • Copies of valuation reports for any property offered as security.
  • Plant and equipment register.
  • Stock break-up – raw materials, work in progress, finished goods (where applicable).
  • List of debtors by age (e.g. current/30/60/90 days) and amount owing.
  • List of creditors by age (e.g. current/30/60/90 days) and amount owing.
  • List of associated entities, including family tree of companies in group (if applicable).
  • For Business – Business Name Registration.
  • For Company – Certificate of Incorporation.
  • For Trusts – Copy of Trust Deed and all amending deeds (certified and signed by the Trustee as a true copy).
  • Details of Superannuation policies.
  • Rates notice of property that you own and details of home insurance.
  • Registration papers of vehicles that you own.
  • Constitution (certified and signed as correct and up to date by the directors).
  • Integrated client account statement.