Mortgage Stress Calculator

Instructions: Please fill in the light green fields and the results will be calculated automatically.

Calculator Type

Income Information

Your Income
Your Partner's Income
Your Income Tax
Your Partner's Income Tax
Your Disposable Income
Your Partner's Disposable Income
Household Disposable Income

Expense Information

Monthly Expense
Annual Expense

Retirement Savings

Ideal Savings Percentage (%)
Annual Savings

Home Loan Information

Home Loan Amount
Annual Interest Rate
Home Loan Term (in Years)
Repayment Frequency
Annual Repayment

Mortgage Stress Information

Mortgage Stress Index

Initial Text

What-If Analysis

Annual Interest RateMortgage Stress Index