Mortgage Refinance Cost Recoup Calculator

Instructions: Please fill in the light green fields and the results will be calculated automatically.

Interest Rate Estimation

How low the refinance interest rate has to be in order to recoup the refinance cost in certain number of months?

Interest Rate

Loan Amount
Loan Term (in Years)
Repayment Frequency
Current Annual Interest Rate
Current Regular Repayment
Refinance Cost
Months to Recoup Refinance Cost
Refinance Regular Repayment
Refinance Annual Interest Rate

Time Estimation

How long (how many months) does it take to recoup the refinance cost?


Time

Loan Amount
Loan Term (in Years)
Repayment Frequency
Current Annual Interest Rate
Current Regular Repayment
Refinance Cost
Refinance Annual Interest Rate
Refinance Regular Repayment
Months to Recoup Refinance Cost