Insurance - When the Unexpected Occurs
How many ways can tragedy happen? Personal accidents and illness. Travel by land, sea or air. Inside the home and to the home itself. The list is endless.
The insurance cover you need depends on a number of factors such as whether you’re single, a couple or have dependants. . . whether you’re a homeowner. . .whether you’re self-employed or work for someone else.
If you are single, we recommend you insure yourself against disability and unemployment to enable you to service debts and preserve your lifestyle. In the case of couples, with or without a family to support, mortgage protection and life insurance is vital.
Home and contents insurance is essential to help you replace everything from loss of furniture and personal items to damage or the complete destruction of your property. The degree of cover for individual content items will vary and the policy may, or may not, include replacements and fusion.
Life, disability and employment insurance pays a percentage of an individual’s salary if he or she falls ill or becomes disabled. Premiums for this invaluable protection varies according to the conditions and amount of cover required.