FAQ'S
- Who regulates Naritas?
- How do I pay off my loan quickly?
- What products are available?
- What does it cost to apply for a loan?
- Why should I get my loan using Naritas?
Who regulates Naritas ?
Naritas is constantly seeking to further enhance its services, and as such we are continually evaluating our products and programs. As well as our own evaluation, we are constantly under the scrutiny of our securitisers.
External regulation is carried out by:
- Finance Brokers Association of Australia
- Australian Securities and Investments Commission
- Department of Fair Trading
- Privacy Commissioner
- Australian Competition and Consumers Commission
How do I pay off my loan quickly ?
By putting in more money, you reduce your principal quickly and you can successfully shorten the term. 3 ways of achieving the goal of a quick payout include:
- Making additional lump sum payments
- Increasing your repayment frequency to fortnightly or weekly instead of monthly
- Repaying more than your minimum repayment
- Naritas is happy to construct a mortgage reduction plan at low cost for you
What products are available ?
Naritas has products to cover the purchase of just about anything – cars, boats, bikes, homes, business equipment – you name it, we can find a product to finance it! We also specialise in refinancing and debt consolidation.
What does it cost to apply for a loan ?
For our initial assessment, nil, zero, nothing !!!
Our staff will look at your application and advise you whether there is a chance of successfully obtaining finance for you – we do not want to waste your time or money. To take it to a formal assessment, dependant on the type of loan you are after there may be some fees and charges. Your Naritas financial consultant will advise you if any are applicable to your circumstance and prior to proceeding.